Investment Tax Series: Part III The Mental Tax of Investing Are You Spending Your Time Wisely?
When most people think of the taxes associated with investing, their mind immediately jumps to April 15th and capital gains taxes. While government taxes are certainly a real cost, they’re just the beginning. In reality, investing comes with a variety of "hidden taxes". For example: mental, emotional, social … And these can have just as much impact on your wealth and your experience.
At McFee Financial Group, we believe understanding these unseen costs is key to long-term success. In this series, we’ll break down each type of investment tax, how they affect you, and how we work to minimize their burden.
Third in the Series: the mental tax - the one you don’t consider.
"The best investment you can make is in yourself." — Warren Buffett
Many investors think managing their own portfolio will save money.
But they rarely calculate what it truly costs them: their mental energy and precious time.
At McFee Financial Group, we believe you should be investing your brainpower in growing your career, business, and personal life, not agonizing over market research.
The True Cost of DIY Investing:
How Do you Spend Your Time? | Time is Traded, not Expanded |
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The Benefits of Hiring a Wealth Manager
Managing your investments yourself can be mentally exhausting; especially when layered on top of an already demanding career or business. A trusted Family Wealth Manager, like McFee Financial Group, helps relieve that burden by coordinating all the moving parts of your financial life: investments, taxes, estate planning, retirement goals, and risk management.
As fiduciaries, we are legally and ethically bound to act in your best interest, not to sell products or chase trends. Our holistic approach ensures your wealth strategy aligns with your personal values, family goals, and long-term vision.
With a Family Wealth Manager in your corner, you free up time, reduce cognitive load, and gain confidence that your financial future is being managed with integrity and expertise.
Top 3 Takeaways:
• Managing investments yourself drains valuable energy and focus.
• Opportunity cost can slow your personal and professional growth.
• Delegating financial management frees you to invest in what matters most.
Focus on your strengths, and let McFee Financial Group help you reach your financial goals.
Advisor offering securities through Cetera Wealth Services, LLC, (doing insurance business in CA as CFGAN Insurance Agency LLC, CA insurance license # 0644976), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License # 0F70768
McFee Financial Group, Inc. is a registered investment adviser firm offering financial planning service.
McFee Financial Group is not a subsidiary of nor controlled by Cetera.
Personal Insurance Licensed in Minnesota #47761, IA and FL
All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.