Investing comes with more than just capital gains taxes — there are hidden costs like emotional and social “taxes” too. At McFee Financial Group, we’re breaking them down in our new series, starting with the one you can measure: government tax.

Married with one income? A Spousal IRA can help you double your retirement savings. This info sheet explains how it works, who qualifies, and the 2025 income limits for Traditional and Roth IRAs.

New under SECURE 2.0: Families can now roll unused 529 plan funds into a Roth IRA for the beneficiary—tax- and penalty-free—offering a smart way to turn leftover college savings into a head start on retirement.