. A terminating employer plan (401(k), 403(b), 457(b), TSP, etc.) offers an opportunity to diversify investment strategies and align your retirement savings with your long-term goals. In this info sheet, we outline some options moving forward, including advantages and disadvantages, to help you make an informed decision for your Family Wealth Plan.

New under SECURE 2.0: Families can now roll unused 529 plan funds into a Roth IRA for the beneficiary—tax- and penalty-free—offering a smart way to turn leftover college savings into a head start on retirement.